Free Auto Insurance Claim Tools
Seven free, no-signup tools to help you triage a car insurance claim from start to finish — figure out what your claim is worth, what your state requires, and what to say when an insurer underpays or denies it.
Diminished Value (17c) Calculator
Estimate how much value your car lost after an accident, using the same 17c formula insurers reference.
Total Loss Threshold Calculator
See whether your state's total loss rule means your insurer should declare your car a total loss.
GAP Insurance Shortfall Calculator
Find out if GAP insurance actually covers the gap between your loan balance and your payout.
File-a-Claim Break-Even Calculator
Compare your deductible against paying out of pocket before you file a small claim.
Claim Payment Deadline Lookup
Look up how many days your state gives an insurer to acknowledge, decide, and pay your claim.
Auto Insurance Demand Letter Generator
Generate a professional demand letter for property damage, underpayment, or diminished value in minutes.
Claim Denial Appeal Letter Generator
Turn a denied auto insurance claim into a clear, evidence-backed written appeal.