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Category: Claim Timelines

How long car insurance claims take and what deadlines insurers must meet. These guides explain state claim-handling rules for acknowledging, deciding and paying claims, and what you can do when an insurer drags its feet.

Most states give insurers a fixed number of days to acknowledge, decide and pay a claim, and some add interest when payment is late. Knowing your state's numbers turns "it's taking a while" into a dated, checkable delay you can put in a follow-up letter or a complaint.

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