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Category: Claim Denials

What to do when a car insurance claim is denied. These guides explain common denial reasons, how to read a denial letter, how to write an appeal that answers the stated reason, and where to escalate if the appeal fails.

A denial letter must give a reason, and a good appeal answers that reason point by point with documents. If the appeal fails, a complaint to your state insurance regulator is free and the insurer has to answer it in writing; for smaller amounts against another driver, small claims court is often faster than arguing with the insurer.

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