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Category: Accident Basics

What to do in the first hours and days after a car accident, in the order that protects your claim. These guides cover the scene, the police report, notifying insurers, and claims against uninsured drivers. Each one links to the free tools that help you put numbers and deadlines on your situation.

If someone else caused the crash, their insurer usually pays for your repairs, a rental and medical bills; if you caused it, your own collision coverage pays after the deductible. Keep the claim numbers, the adjuster's name and every promise in one place from day one, because your state's claim deadlines run from the dates you report the claim and send proof of loss.

Free tools for this